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PRIVACY - SECURITY NOTICE

Mount Olive Baptist Church Federal Credit Union

514 N. L. Robinson Drive

Arlington, Texas  76011

(817) 261-9325 (Metro)

(817) 275-2806 (Fax)

The Mount Olive Baptist Church Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of your credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

We are committed to providing you with competitive products and services to meet your future financial needs, which will necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we will enter into agreements with other companies that provide either services to us or additional financial products for you to consider. If you prefer that we not disclose information about you to certain companies, you may "opt out" of these disclosures. That is, you may direct us not to disclose information about you, as explained in this notice. This "opt out" will not apply to information that we may disclose about you to other nonaffiliated third parties as permitted or required by law. Such disclosures typically include information to process transactions on your behalf, conduct the operations of the credit union, follow your instructions as you authorize, or protect the security of the credit union's financial records.

We may also disclose all the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we develop joint marketing agreements.

To protect our members' privacy, we will only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We will not permit these companies to sell to other third parties the information we provide to them.

Information We Collect About You

We collect nonpublic personal information about you from the following sources:

· Information we receive from you on applications and other forms;

· Information about your transactions with us, or others; and

· Information we receive from a consumer reporting agency

Information We May Disclose About You

We may disclose all of the information that we collect, as described above.

Certain Parties That Receive Information From Us Where You Can Request To Opt Out

We may disclose nonpublic personal information about you to the following types of nonaffiliated third parties:

· Financial service providers, such as securities broker-dealers and insurance agents

· Non-financial companies, such as automobile dealerships and online media companies

We also reserve the right to disclose in the future all information that we collect to additional selected financial service providers, non-financial companies, and others to whom we do not currently disclose. You may choose to opt out of these disclosures.

How to Opt Out or Stop Certain Disclosures About You

If you wish to opt out of all disclosures to non-affiliated third parties (other than disclosures as permitted or required by law), you may contact a member service representative through the following number:

(817) 261-9325

You may opt out of these disclosures at any time. Once we receive your request not to make further disclosures, we will act as quickly as possible to stop disclosures. You may always contact us for assistance if you wish later to revoke your opt out election.

If we do not hear from you, we may share all the nonpublic personal information about you that we collect with selected automobile sales and online media companies, and other companies in the future to whom we do not currently disclose. Mount Olive Baptist Church Credit Union believes that these types of products and services will be of value and interest to you.

Note to joint account holders: Anyone of you may exercise the right to opt out. We will treat an opt out request from any one party to an account as if all of you directed us to not make disclosures to nonaffiliated third parties to which the opt out right applies.

Disclosure of Information About Former Members

If you terminate your membership with Mount Olive Baptist Church Credit Union, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Contact Us For More Information

If you have any questions, please contact a member service representative at (817) 261-9325.

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